Automotive Insurance
Perth, Sydney, Melbourne, Brisbane & Canberra
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Why Automotive Insurance is Essential for Your Business
Operating an automotive business across Perth, Sydney, Melbourne, Brisbane, and Canberra presents a unique set of challenges and risks. From vehicle repairs and maintenance facilities to dealerships and auto-body shops, these businesses face potential property damage, liability issues, and operational disruptions.Â
BAU Risk offers tailored Automotive Insurance that covers property damage, liability claims, and business interruptions. By securing comprehensive protection, automotive businesses can focus on their daily operations without being burdened by unexpected setbacks.


Key Coverage Benefits of Automotive Insurance
$4,000
average cost of repairs
According to the Australian Bureau of Statistics, the average cost of vehicle repairs following an accident is approximately $4,000, emphasizing the need for comprehensive automotive insurance.
$1B
theft financial loss annually
A report by the Insurance Council of Australia indicates that automotive theft results in financial losses exceeding $1 billion annually, highlighting the importance of robust insurance coverage.


Automotive Insurance from BAU Risk includes multiple essential protections. Property insurance secures valuable assets, equipment, and inventory against damage or loss, while public liability insurance covers third-party injury or property damage claims, which are crucial in high-traffic automotive environments. Business interruption insurance provides financial stability if operations are paused, ensuring quick recovery from unexpected events. Additionally, professional indemnity insurance protects the business against negligence claims, which can arise from errors in service. For businesses with employees, workers’ compensation insurance covers job-related injuries, while management liability insurance shields executives from legal or financial liabilities.
To learn more about securing coverage for your automotive business, Request a Callback or Contact Us.
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Core Areas of Coverage
Property
Insurance:
Protects assets and equipment from damage or loss.
Public Liability
Insurance:
Covers third-party injury or property damage claims.
Business Interruption
Insurance:
Provides financial support during periods when operations are disrupted.
Professional Indemnity
Insurance:
Provides protection against claims of negligence or errors in professional services.
Workers' Compensation
Insurance:
Covers medical expenses and lost wages for employees injured on the job.
Management Liability
Insurance:
Offers protection against claims related to management decisions and actions.


Key Coverage Points
- Protection for assets and equipment
- Coverage for third-party injury or property damage claims
- Financial support during business interruptions
- Protection against claims for professional negligence
- Workers' compensation for employee injuries
- Protection against claims related to employment disputes
- Protection against management liability claims
- Ensures compliance with industry standards and requirements
- Peace of mind for business operators
By investing in Automotive Insurance, companies can ensure they are protected against various risks, allowing them to operate smoothly and efficiently.
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We Provide National Coverage
New South Wales (NSW)
- Sydney
- Newcastle
- Central Coast
- Wollongong
- Maitland
Victoria
(VIC)
- Melbourne
- Geelong
- Ballarat
- Bendigo
- Shepparton
Queensland
(QLD)
- Brisbane
- Gold Coast
- Sunshine Coast
- Townsville
- Cairns
Western Australia
(WA)
- Perth
- Bunbury
- Mandurah
- Rockingham
- Kalgoorlie
South Australia
(SA)
- Adelaide
- Mount Gambier
- Whyalla
- Gawler
- Port Pirie
Tasmania
(TAS)
- Hobart
- Launceston
- Devonport
- Burnie
- Ulverstone
Australian Capital Territory (ACT)
- Canberra
- Gungahlin
- Tuggeranong
- Belconnen
- Woden Valley
Northern Territory
(NT)
- Darwin
- Palmerston
- Alice Springs
- Katherine
- Nhulunbuy