For cafes operating in busy hubs like Perth, Sydney, Melbourne, Brisbane, and Canberra, having comprehensive insurance is essential to handle day-to-day risks, from equipment damage to potential liability claims.
BAU Risk’s Cafe Insurance is designed specifically for the hospitality sector, covering essential areas such as property damage, liability claims, and business interruptions. This coverage allows cafe owners to focus on serving customers, confident their business is protected from potential setbacks.
According to Cafe Culture, the Australian cafe industry is worth over $10 billion annually, underscoring the need for robust insurance.
Cafes are vulnerable to various risks, including equipment breakdown and liability issues.
BAU Risk’s Cafe Insurance addresses multiple critical coverage areas. Property insurance protects assets and equipment against damage or loss, essential for maintaining uninterrupted service. Public liability insurance manages third-party claims, crucial in high-traffic environments where customer safety is a priority. Business interruption insurance offers financial stability if unexpected events disrupt operations, helping cafes bounce back quickly. Additionally, professional indemnity insurance safeguards against claims of negligence or service errors, which can be critical in maintaining trust with customers. For those with employees, workers’ compensation insurance covers workplace injuries, while management liability insurance provides protection for owners and executives from potential legal or financial challenges.
To explore insurance options customized for your cafe, feel free to Request a Callback or Contact Us directly.
Protects assets and equipment from damage or loss.
Covers third-party injury or property damage claims.
Provides financial support during periods when operations are disrupted.
Provides protection against claims of negligence or errors in professional services.
Covers medical expenses and lost wages for employees injured on the job.
Offers protection against claims related to management decisions and actions.
By investing in Cafe Insurance, companies can ensure they are protected against various risks, allowing them to operate smoothly and efficiently.
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Keeping your business covered, so you can keep business as usual.
BAU Risk Services Pty Ltd is a Corporate Authorised Representative (CAR No. 001308013) of Apollo Risk Services Pty Ltd AFSL 403727 and provides General Insurance and Risk Management Services to their Australia wide clientele.