Running a bar or pub in major Australian cities like Perth, Sydney, Melbourne, Brisbane, and Canberra involves unique risks. From maintaining a safe environment for patrons to ensuring operational continuity in the event of property damage, comprehensive insurance is essential.
BAU Risk provides tailored insurance solutions to shield bar and pub owners from various threats, including property damage and liability claims related to customer injuries. With business interruption insurance as part of the coverage, bar and pub operators can feel secure knowing their business has financial support if faced with an unexpected halt in operations.
According to the Australian Hotels Association (AHA), the bar and pub sector in Australia contributes significantly to the economy, with revenue exceeding $15 billion annually.
A report by Hospitality Magazine indicates that bars and pubs face various risks, including equipment damage, liability claims, and business interruptions.
Bar and Pub Insurance offers essential protection, covering property damage to secure assets and equipment from unforeseen incidents, while public liability insurance handles third-party injury or property damage claims often associated with high-traffic establishments. In cases of operational disruption, business interruption insurance helps manage financial stability. Professional indemnity insurance further protects the business against claims of negligence, essential in maintaining customer trust. For venues with employees, workers’ compensation insurance is vital to cover job-related injuries, while management liability insurance shields company leaders from legal or financial setbacks.
To explore a policy tailored to your bar or pub’s specific needs, feel free to Request a Callback or Contact Us directly.
Protects assets and equipment from damage or loss.
Covers third-party injury or property damage claims.
Provides financial support during periods when operations are disrupted.
Provides protection against claims of negligence or errors in professional services.
Covers medical expenses and lost wages for employees injured on the job.
Offers protection against claims related to management decisions and actions.
By investing in Bar and Pub Insurance, companies can ensure they are protected against various risks, allowing them to operate smoothly and efficiently.
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Keeping your business covered, so you can keep business as usual.
BAU Risk Services Pty Ltd is a Corporate Authorised Representative (CAR No. 001308013) of Apollo Risk Services Pty Ltd AFSL 403727 and provides General Insurance and Risk Management Services to their Australia wide clientele.