For childcare centers across Perth, Sydney, Melbourne, Brisbane, and Canberra, maintaining a secure and supportive environment for children, staff, and visitors is paramount.
BAU Risk’s Childcare Insurance provides comprehensive protection for facilities in this industry, covering essential risks such as property damage, liability claims, and business interruptions. With BAU Risk’s support, childcare providers can focus on their core mission without worrying about potential financial setbacks.
According to Safe Work Australia, the education and training industry, which includes childcare services, reported over 7,000 serious claims in 2018-2019, highlighting the need for comprehensive childcare insurance to cover potential workplace injuries.
In addition, research by BAU Risk shows that public liability claims in the education and childcare sector can result in significant financial losses, with average claims exceeding $40,000.
Childcare Insurance from BAU Risk addresses several critical needs. Property insurance protects essential assets and equipment from damage or loss, providing stability for uninterrupted care. Public liability insurance handles third-party injury or property damage claims, which is crucial in environments where safety is a top priority. Business interruption insurance offers financial support in case operations are disrupted, ensuring minimal impact on families and staff. Additionally, professional indemnity insurance protects against claims of negligence or errors, crucial in maintaining trust within the community. For centers with employees, workers’ compensation insurance covers staff injuries, while management liability insurance safeguards executives from legal or financial risks.
To discuss customized insurance solutions for your childcare facility, you can Request a Callback or Contact Us.
Protects assets and equipment from damage or loss.
Covers third-party injury or property damage claims.
Provides financial support during periods when operations are disrupted.
Provides protection against claims of negligence or errors in professional services.
Covers medical expenses and lost wages for employees injured on the job.
Offers protection against claims related to management decisions and actions.
By investing in Childcare Insurance, companies can ensure they are protected against various risks, allowing them to operate smoothly and efficiently.
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Keeping your business covered, so you can keep business as usual.
BAU Risk Services Pty Ltd is a Corporate Authorised Representative (CAR No. 001308013) of Apollo Risk Services Pty Ltd AFSL 403727 and provides General Insurance and Risk Management Services to their Australia wide clientele.