Entertainment Performers Insurance
Perth, Sydney, Melbourne, Brisbane & Canberra

An entertainment performer should explain the act in practical detail. Describe the performance style, venues and whether the audience participates. Include rehearsals, setup and pack-down, along with props, costumes and equipment used. A roving character, stage entertainer and physical performance act may involve different exposures even when hired for the same event. Identify whether you work alone, employ assistants or engage other performers. The broker needs to understand the activities actually presented and the entity that signs the booking contract, rather than a general description such as entertainment services that leaves important details unstated.

Explain any feature that changes the operating environment. Work with children, outdoor performances, elevated areas, specialist equipment and travel between venues should be raised where relevant. Describe who provides staging, power and technical support and whether you are responsible for any part of their installation. Ask how the proposed insurance treats injury allegations, venue property, equipment and the specific performance activities. If an act includes unusual elements, obtain an explicit discussion of those activities rather than assuming a standard public liability certificate includes them. Specialist safety and regulatory questions should be addressed with the appropriate qualified advisers.

Bring performance agreements, venue terms and equipment hire contracts to the review. Identify the agreed act, duration, setup needs and responsibilities for audience management. Record changes requested by a client, particularly if the location or performance differs from the original booking. Review cancellation, non-appearance, indemnity and property-damage clauses with appropriate advice where needed. A client may require liability insurance while also imposing contractual costs that need separate consideration. The insurance discussion should use the final agreed terms and should not assume that every lost fee or cancellation charge is addressed by the same policy.

Maintain an inventory of significant props, costumes and technical equipment, including ownership, values and storage arrangements. Record borrowed or hired items separately and retain condition reports when supplied. Keep permissions relevant to creative material and recordings where appropriate to the act. For repeated bookings, preserve the actual instructions and venue information for each performance rather than relying only on a standard routine description. Explain how equipment is transported and secured between jobs. Accurate records help the broker understand the operation and can support a later assessment, without promising that all performance or equipment losses would be accepted.

If someone is injured or equipment is damaged during a performance, stop or adjust the activity as appropriate for immediate safety and obtain assistance. Record the circumstances and preserve relevant booking information, photographs and factual witness accounts lawfully. Contact the insurance representative about notification and next steps. Avoid accepting liability or promising compensation before appropriate guidance. Where a performance cannot continue, keep the reasons, decisions and client communications clear. Equipment damage, venue allegations, additional travel and missed fees may involve different questions, so record them separately rather than assuming the whole financial impact falls within one cover.

Review the act and schedule before renewal and when adding new performance elements. Larger venues, touring, audience participation or additional assistants can change the description insurers need. Update equipment values and identify practical alternatives if a key prop or technical system becomes unavailable. Consider who can contact venues and manage bookings if you are unable to perform. Ask the broker about relevant territories, declared activities, exclusions and any optional cover for particular circumstances. The arrangement should follow the work you actually undertake, with the limits of available protection understood alongside operational plans for a disrupted booking.