Commercial Insurance
Perth, Sydney, Melbourne, Brisbane & Canberra
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Why Comprehensive Commercial Insurance Matters
For businesses across Perth, Sydney, Melbourne, Brisbane, and Canberra, protecting assets, securing liability, and ensuring operational stability are essential components of success.
BAU Risk’s Commercial Insurance offers tailored protection to cover various industry-specific risks, including property damage, liability claims, and business interruptions. This all-encompassing approach allows companies to focus on growth without the worry of unexpected financial setbacks.


Comprehensive Coverage for Business Stability


The Australian Bureau of Statistics reports that nearly 30% of businesses face financial stress due to unforeseen events, underscoring the importance of comprehensive commercial insurance.
A study by Risk Management Institution of Australasia revealed that 65% of businesses that suffer a significant loss are unable to recover without proper insurance coverage.
BAU Risk’s Commercial Insurance protects businesses across several essential areas. Property insurance safeguards physical assets and equipment from damage or loss, ensuring a stable environment for operations. Public liability insurance manages third-party injury or damage claims, a critical consideration in high-traffic or client-oriented spaces. Business interruption insurance provides necessary financial support during disruptions, allowing businesses to maintain continuity. Additionally, professional indemnity insurance covers potential claims of negligence or service errors, crucial for upholding client trust. For companies with staff, workers’ compensation insurance covers employee injuries, while management liability insurance provides a layer of protection for business leaders against legal and financial risks.
For tailored solutions to meet your business needs, you can Request a Callback or Contact Us directly.
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Core Areas of Coverage
Property
Insurance:
Protects assets and equipment from damage or loss.
Public Liability
Insurance:
Covers third-party injury or property damage claims.
Business Interruption
Insurance:
Provides financial support during periods when operations are disrupted.
Professional Indemnity
Insurance:
Provides protection against claims of negligence or errors in professional services.
Workers' Compensation
Insurance:
Covers medical expenses and lost wages for employees injured on the job.
Management Liability
Insurance:
Offers protection against claims related to management decisions and actions.


Key Coverage Points
- Protection for assets and equipment
- Coverage for third-party injury or property damage claims
- Financial support during business interruptions
- Protection against claims for professional negligence
- Workers' compensation for employee injuries
- Protection against claims related to employment disputes
- Protection against management liability claims
- Ensures compliance with industry standards and requirements
- Peace of mind for business operators
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We Provide National Coverage
New South Wales (NSW)
- Sydney
- Newcastle
- Central Coast
- Wollongong
- Maitland
Victoria
(VIC)
- Melbourne
- Geelong
- Ballarat
- Bendigo
- Shepparton
Queensland
(QLD)
- Brisbane
- Gold Coast
- Sunshine Coast
- Townsville
- Cairns
Western Australia
(WA)
- Perth
- Bunbury
- Mandurah
- Rockingham
- Kalgoorlie
South Australia
(SA)
- Adelaide
- Mount Gambier
- Whyalla
- Gawler
- Port Pirie
Tasmania
(TAS)
- Hobart
- Launceston
- Devonport
- Burnie
- Ulverstone
Australian Capital Territory (ACT)
- Canberra
- Gungahlin
- Tuggeranong
- Belconnen
- Woden Valley
Northern Territory
(NT)
- Darwin
- Palmerston
- Alice Springs
- Katherine
- Nhulunbuy